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Savings Accounts

Whether you’re setting up a simple emergency fund, saving for a special occasion or planning for retirement, Hoya FCU is ready to help. Our savings accounts offer highly competitive rates, with the security of federal deposit insurance for peace of mind.

Regular Savings Account

When you open this account with $25 or more, you establish your membership in Hoya Federal Credit Union. You begin earning dividends immediately, and your money is accessible any time by ATM, Internet, phone or in person. Your savings account can even serve as overdraft protection on your Hoya FCU checking account, should you ever need it.

Vacation Club Account

If you have a vacation, wedding, tax bill or other major expense coming up, use a Vacation Club Account to plan ahead. We can set up automatic transfers for convenience, and you’ll earn dividends on balances over $25. Your first two withdrawals in a calendar year are free and each additional withdrawal is subject to a fee.

Holiday Club Account

Plan ahead for spreading holiday merriment or for other special events using a Hoya Federal Credit Union Holiday Club Account. You’ll earn dividends on balances of $25 or more. Your first withdrawal in a calendar year is free and each additional is subject to a fee.

Money Market Savings Account

Enjoy higher yields without tying up your money! You can open a Money Market Savings Account with $5,000 or more, and access your funds up to 3 times a month with special checks or by stopping by to request a withdrawal in person.