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Vehicle Loans

Now more than ever, a set of wheels is a big investment. But Hoya can cut your out-of-pocket costs with up to 100% financing for vehicles five model years old or less, and drive your monthly payment down with extended terms for loans over $20,000.

Choose 2 wheels or 4! We offer financing and refinancing for new or used:

  • Cars, trucks, SUVs and hybrid vehicles
  • RV’s
  • Boats
  • Motorcycles

And don’t forget. As a Hoya FCU member you have access to free auto-buying services, which can make purchasing your car a smooth and hassle-free experience. Check out our free auto-buying services.

STOP!!!!!  Considering taking dealer financing?  Read this first.

*Annual Percentage Rate (APR) is based on an evaluation of applicant's credit.  your actual rate may vary.  Rate is subject to change without notice.  Rate includes a 0.25% discount for automatic loan repayment from your Hoya FCU checking account with direct deposit/payroll deduction.  Other rates and terms are available.  Pyaments at 1.99% APR for 48 months are approximately $21.69 per thousand, per month.