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Credit Card Rates

As of December 1, 2014

Credit Card Services
  Platinum Gold Classic Classic Select (Secured)
Annual Percentage Rate (APR) for Purchases 9.90% 11.90% 13.90% 15.90%
APR for Cash Advances 9.90% 11.90% 13.90% 15.90%
APR for Balance Transfers 9.90% 11.90% 13.90% 15.90%
   
• Penalty APR NONE
• Minimum Payment 3% or $25, whichever is greater
• How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
Maintenance Fees  
• Annual Fees NONE
Transaction Fees  
• Balance Transfers NONE
• Cash Advance Fee NONE
• Foreign Transactions Fee 1% of each transaction in U.S. Dollars
Penalty Fees  
• Late Payment Fee $25
• Over-the-Credit Limit Fee NONE
• Returned Payment Fee $25
Other Fees  
• Statement Copy Fee $5
• Document Copy Fee $5
• Rush Fee $25