| Membership Share (par value) |
$25.00 |
| Early Account Closure |
$5.00, if account closed within first six (6) months |
| Excessive Withdrawal Fee |
$5.00 per withdrawal, in excess of six (6) per month |
| Club Account Withdrawal Fee |
$25.00 per request, in excess of one withdrawal for Holiday Club, two withdrawals for Vacation Club within a calendar year |
| Insufficient Funds (NSF) Fee |
$30.00 per item |
| Stop Payment Fee |
$25.00 per item |
| Check Order Fee |
Prices vary depending upon style |
| Draft/Check Copy |
$3.00 per draft/check |
|
Overdraft Advance Fee
(Courtesy Pay)
|
$30.00 per item |
|
Transfer Fee
(Overdraft from Savings)
|
$2.00 per item |
| Online Banking |
Free |
| Bill Payment (unlimited) |
Free when enrolled in eStatements, otherwise $5.00 per month |
| ACH Transfers In |
$1.00 |
| ACH Transfers Out |
$1.00 |
| Pay Me (ACH Authorizations) |
$1.00 |
| Insufficient Funds |
$30.00 per item |
| Stop Payment |
$25.00 per item |
| Account Reconciliation Fee |
$15.00 per hour ($15 minimum) |
| Account Research Fee |
$25.00 per hour ($25 minimum) |
| Statement Copy |
$5.00 per statement |
| Returned Deposited Item |
$25.00 per item |
| Items Sent for Collection Fee |
No Charge |
| Wire Transfer Fee --- Domestic |
$25.00 per transfer |
| Wire Transfer Fee --- International |
$45.00 per transfer |
| Dormant Account Fee |
$5.00 per quarter, after 12 months dormant |
|
Locator Fee
(Bad Address/Returned Mail)
|
$5.00 per incident |
| Official Check Fee |
$2.00 per check |
| Foreign ATM Use (Withdrawals/Inquiries) |
$1.00 per request |
| ATM Non-Sufficient Funds Fee |
$25.00 per request |
| ACH Origination Fee |
$1.00 per transaction, billed annually |
Replacement Card
(Check Card/ATM) |
$3.00 |
Replacement PIN
(Check Card/ATM) |
$2.00 |
| Late Payment |
$25 |
| Late Payment Credit Card |
$25 |
Western Union
--- Domestic |
$20 |
|
Western Union
--- International
|
$30 plus 2% of the total |