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Savings Rates

As of August 1, 2014

Share Accounts
Regular Share Account Balance Rate Annual Percentage Yield
$25.00 to $1,999.99 0.25% 0.25%
$2,000.00 to $4,999.99 0.30% 0.30%
$5,000.00 to $9,999.99 0.35% 0.35%
$10,000.00 and more 0.40% 0.40%
Share Draft Accounts
Checking Account Balance Rate Annual Percentage Yield
To $1,999.99 0.00% 0.00%
$2,000.00 and over 0.05% 0.05%
Money Market Rate Annual Percentage Yield
$5,000 to $9,999 0.45% 0.45%
$10,000 to $24,999 0.55% 0.55%
$25,000 or more 0.60% 0.60%
Individual Retirement Accounts
IRA Account Balance Rate Annual Percentage Yield
To $4,999.99 0.40% 0.40%
$5,000.00 to $19,999.99 0.50% 0.50%
$20,000.00 and over 0.70% 0.70%
Club Accounts
  Rate Annual Percentage Yield
Holiday Club (Any Balance) 0.25% 0.25%
Vacation Club (Any Balance) 0.25% 0.25%
Share & IRA Certificates
Accumulator Certificate Dividend Rate Annual Percentage Yield
180 Days to 364 Days 0.50% 0.50%
Term Dividend Rate Annual Percentage Yield
6 Months 0.50% 0.50%
12 Months 0.75% 0.75%
24 Months 1.00% 1.00%
36 Months 0.80% 0.80%
48 Months 0.90% 0.90%
60 Months 1.00% 1.00%
Accumulator Certificate requires an opening deposit of $100 and monthly deposits of $25 to $1,000.00. Minimum deposit for regular certificates is $500.00. Penalty for early withdrawal may apply.

Rates are subject to change without notice. The Board of Directors declares the dividend rates at the beginning of each month. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the Dividend period.

For more information regarding dividends and/or share accounts contact the Credit Union for a Rate and Fee Schedule.